How to Effectively Remove Inquiries from Your Credit Report

A lot of people do not know this, but inquiries on a credit report can drastically and negatively affect theirability to get financing. In fact, having just 6 inquiries on your account within a short 6-month period can render you automatically disqualified in the eyes of many modern lenders. A lot of people do not know this, but inquiries on a credit report can drastically and negatively affect theirability to get financing. In fact, having just 6 inquiries on your account within a short 6-month period can render you automatically disqualified in the eyes of many modern lenders. Despite your otherwise valiant efforts to keep a squeaky clean credit report, inquires can actually make things a lot more difficult than you think. That is why knowing how to effectively and legitimately remove them is often essential to achieving your financial objectives.
1. Understand the Types of Inquiries That Can Be Removed
First of all, you have to grasp the fact that certain inquiries on your credit report cannot be erased. On the other hand, many of them can. A reputable company should be able to dispute inquiries as long as they fit into one of the following categories:
• The inquiry is the result of an online application which did not require any signatures or other forms of authorization documentation.
• The inquiry is not from a new credit account being opened.
• The inquiry is not the result of an existing account with a creditor.
• The inquiry does not originate from a credit partner of the disputing company you choose.
These qualified inquiries must be confirmed through a comprehensive Tri-Merge credit check, and the best company for the job will always offer one at no cost. Once the correct information is gathered, you and the expert will then be able to dispute off the right from your report.
2. Respect the Fact That Inquiry Removal Can Be Tricky
Once you realize that each inquiry on your credit can cost you up to 5 points, you will probably want to get started on removing them as quickly as possible. While there is a viable option to get that done, it is important that you understand just how difficult inquiry disputes can be. In order for those stubborn inquiries to come off your credit report, experts must typically dispute cases with the following entities:
• All three Credit Bureaus (Experian, TransUnion, and Equifax)
• Creditors, Lenders, and Banks
• The FTC
Fortunately, a worthwhile company will offer the help of professionals who know their way around these things. For instance, InquiryBusters.com is always ready and willing to dispute qualified inquiries from your account after your Tri-Merge credit analysis is complete. Our experts are on standby 24 hours a day, 7 days a week to answer questions, address concerns, or to help you get started on erasing those pecky inquiries from your report once and for all.
Our typically completion time is just under 6 weeks, but we keep disputing on your behalf until all qualified inquiries are off the table. Just visit our official website for more information or to speak with a friendly representative. After all, you could be just a few weeks away from having a credit score that is fit for fantastic funding.


By: Farrah Graham

Article Directory: http://www.articledirectoryusa.com

Source: http://www.articledirectoryusa.com/article/category/finance/credit/how-to-effectively-remove-inquiries-from-your-credit-report/

Submitted On Oct 30, 2015. Viewed 97 times.

InquiryBusters.com is always ready and willing to dispute qualified inquiries from your account after your Tri-Merge credit analysis is complete.

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